{"id":34013,"date":"2025-06-11T21:59:11","date_gmt":"2025-06-11T19:59:11","guid":{"rendered":"https:\/\/ginvest.es\/gestion-discrecional-de-carteras-3\/"},"modified":"2026-07-09T10:24:28","modified_gmt":"2026-07-09T08:24:28","slug":"plan-de-pensiones-nuevo","status":"publish","type":"page","link":"https:\/\/ginvest.es\/ca\/plan-de-pensiones-nuevo\/","title":{"rendered":"Pla de Pensions"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"34013\" class=\"elementor elementor-34013\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee7054f e-con-full e-flex e-con e-parent\" data-id=\"ee7054f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d33e8b2 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d33e8b2\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Pla de pensions<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d4fc9fb e-con-full e-flex e-con e-parent\" data-id=\"d4fc9fb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-8f28030 e-flex e-con-boxed e-con e-child\" data-id=\"8f28030\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0338a6b e-con-full e-flex e-con e-child\" data-id=\"0338a6b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9d65062 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"9d65062\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"background-color: #ffffff;\">En els propers 27 anys, es preveu que la poblaci\u00f3 en edat laboral caigui un 10,1%, mentre que el nombre de pensionistes augmentar\u00e0 un 73%. Aix\u00f2 reduir\u00e0 la proporci\u00f3 de treballadors actius per pensionista de 2,24 a 1,7 i es projecta que <\/span><span style=\"color: #e4534d;\"><strong><span style=\"background-color: #ffffff;\">l\u2019any 2030 hi haur\u00e0 un pensionista per cada treballador actiu, amb una acceleraci\u00f3 d\u2019aquesta tend\u00e8ncia a partir del 2050.<\/span><\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4a98dba e-con-full e-flex e-con e-child\" data-id=\"4a98dba\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fedb0db e-flex e-con-boxed e-con e-parent\" data-id=\"fedb0db\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a7c1583 e-flex e-con-boxed e-con e-child\" data-id=\"a7c1583\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4290a34 e-con-full e-flex e-con e-child\" data-id=\"4290a34\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c442fd animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"0c442fd\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qu\u00e8 \u00e9s un pla de pensions?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f106b37 e-con-full e-flex e-con e-child\" data-id=\"f106b37\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8fc246e e-con-full e-flex e-con e-child\" data-id=\"8fc246e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3271089 elementor-widget elementor-widget-image\" data-id=\"3271089\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"889\" src=\"https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/gestion-discrepcional-2-2-1.png\" class=\"attachment-full size-full wp-image-34122\" alt=\"\" srcset=\"https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/gestion-discrepcional-2-2-1.png 1024w, https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/gestion-discrepcional-2-2-1-980x851.png 980w, https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/gestion-discrepcional-2-2-1-480x417.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1024px, 100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-04b37d7 e-con-full e-flex e-con e-child\" data-id=\"04b37d7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06d00c6 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"06d00c6\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Un pla de pensions \u00e9s un producte financer dissenyat per estalviar a llarg termini amb l'objectiu de complementar la jubilaci\u00f3. Funciona com un fons d'inversi\u00f3 on aportes diners peri\u00f2dicament o puntualment, i aquest capital s'inverteix per intentar generar rendibilitat amb el pas del temps.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0861b61 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"0861b61\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Un dels seus principals avantatges \u00e9s el benefici fiscal. Les aportacions realitzades al pla de pensions poden reduir la base imposable de l'IRPF, fet que suposa un estalvi en la declaraci\u00f3 de la renda, encara que aquest benefici t\u00e9 un l\u00edmit anual.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74db4e6 e-flex e-con-boxed e-con e-parent\" data-id=\"74db4e6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-33fa041 e-flex e-con-boxed e-con e-child\" data-id=\"33fa041\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b2179fe elementor-widget elementor-widget-n-accordion\" data-id=\"b2179fe\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Diversificaci\u00f3\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1860\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1860\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Estalvi a llarg termini <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1860\" class=\"elementor-element elementor-element-656365c e-con-full e-flex e-con e-child\" data-id=\"656365c\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1861\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1861\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Complement per a la jubilaci\u00f3 <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1861\" class=\"elementor-element elementor-element-3629d5c e-con-full e-flex e-con e-child\" data-id=\"3629d5c\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1862\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1862\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Avantatge fiscal <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1862\" class=\"elementor-element elementor-element-e2f3316 e-con-full e-flex e-con e-child\" data-id=\"e2f3316\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1863\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1863\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Efici\u00e8ncia en costos <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1863\" class=\"elementor-element elementor-element-7fdd795 e-con-full e-flex e-con e-child\" data-id=\"7fdd795\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1864\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1864\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Gesti\u00f3 activa <\/div><\/span>\n\t\t\t\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1864\" class=\"elementor-element elementor-element-568a999 e-con-full e-flex e-con e-child\" data-id=\"568a999\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db70935 e-con-full e-flex e-con e-parent\" data-id=\"db70935\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d5c1dca e-con-full e-flex e-con e-child\" data-id=\"d5c1dca\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd24a3a animated-slow e-transform elementor-invisible elementor-widget elementor-widget-image\" data-id=\"dd24a3a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_transform_flipX_effect&quot;:&quot;transform&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2326\" height=\"400\" src=\"https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/linea22-2.png\" class=\"attachment-full size-full wp-image-34049\" alt=\"\" srcset=\"https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/linea22-2.png 2326w, https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/linea22-2-1280x220.png 1280w, https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/linea22-2-980x169.png 980w, https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/linea22-2-480x83.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 2326px, 100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28662c1 e-flex e-con-boxed e-con e-parent\" data-id=\"28662c1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-63da0ab e-flex e-con-boxed e-con e-child\" data-id=\"63da0ab\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2381dad e-con-full e-flex e-con e-child\" data-id=\"2381dad\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f107fd6 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"f107fd6\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Renda Fixa Global<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f17969 animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"9f17969\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pla de Pensions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18264ee elementor-align-left inversion animated-slow elementor-mobile-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"18264ee\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/ginvest.es\/ca\/plan-de-pensiones-renta-fija\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VEURE PRODUCTE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9a01a23 e-con-full e-flex e-con e-child\" data-id=\"9a01a23\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cf8eca9 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"cf8eca9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El plan de pensiones Renta Fija, pertenece a la categor\u00eda de Renta Fija Euro, tiene una pol\u00edtica de inversi\u00f3n conservadora y una gesti\u00f3n activa con el objetivo de obtener rendimientos positivos y estables, con la principal premisa de preservar el capital de los part\u00edcipes.<\/p><p>El fondo puede invertir en deuda p\u00fablica de organismos p\u00fablicos de pa\u00edses pertenecientes a la OCDE, en cr\u00e9dito avalado de forma irrevocable por los gobiernos de la zona euro, en emisiones supranacionales, en fondos de inversi\u00f3n de renta fija, en emisiones de renta fija privada (denominadas en euro o en divisa no euro), en fondos de pensiones abiertos y en activos de otras clases tales como inversi\u00f3n inmobiliaria, materias primas, gesti\u00f3n alternativa, capital riesgo y otras. La cartera tendr\u00e1 una duraci\u00f3n superior a 1 a\u00f1o.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2873fb9 e-flex e-con-boxed e-con e-parent\" data-id=\"2873fb9\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cdcd2f9 e-flex e-con-boxed e-con e-child\" data-id=\"cdcd2f9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0686efc e-con-full e-flex e-con e-child\" data-id=\"0686efc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-150b0bb animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"150b0bb\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Renda Variable Global<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecbe45f animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ecbe45f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pla de Pensions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99fb54c elementor-align-left inversion animated-slow elementor-mobile-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"99fb54c\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/ginvest.es\/ca\/ginvest-renta-variable-global-plan-de-pensiones\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">VEURE PRODUCTE<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b421618 e-con-full e-flex e-con e-child\" data-id=\"b421618\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90e2437 animated-slow elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"90e2437\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"61\" data-end=\"290\">El patrimoni estar\u00e0 invertit en una cartera de renda variable.<\/p><p data-start=\"61\" data-end=\"290\"><span style=\"font-size: 23.4px;\">La cartera se implementar\u00e1 a trav\u00e9s de ETFs gestionados por especialistas en cada clase de activo.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2e98c5f e-con-full e-flex e-con e-parent\" data-id=\"2e98c5f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a68852b e-con-full e-flex e-con e-child\" data-id=\"a68852b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-afded44 animated-slow e-transform elementor-invisible elementor-widget elementor-widget-image\" data-id=\"afded44\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2326\" height=\"400\" src=\"https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/linea22-2.png\" class=\"attachment-full size-full wp-image-34049\" alt=\"\" srcset=\"https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/linea22-2.png 2326w, https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/linea22-2-1280x220.png 1280w, https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/linea22-2-980x169.png 980w, https:\/\/ginvest.es\/wp-content\/uploads\/2025\/06\/linea22-2-480x83.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) and (max-width: 1280px) 1280px, (min-width: 1281px) 2326px, 100vw\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fdf230 e-con-full e-flex e-con e-parent\" data-id=\"5fdf230\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-1c95406 e-flex e-con-boxed e-con e-child\" data-id=\"1c95406\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a5c877c animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a5c877c\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contactar amb un assessor financer <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ba7dfa elementor-align-center inversion animated-slow elementor-mobile-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"6ba7dfa\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/ginvest.es\/ca\/contacto-new\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">CONTACTAR<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Plan de pensiones En los pr\u00f3ximos 27 a\u00f1os, se prev\u00e9 que la poblaci\u00f3n en edad laboral caiga un 10,1% mientras los pensionistas aumentar\u00e1n un 73%, reduciendo la proporci\u00f3n de trabajadores activos por pensionista de 2,24 a 1,7 y se proyecta que para el a\u00f1o 2030 habr\u00e1 un pensionista por cada trabajador activo, con una aceleraci\u00f3n [&hellip;]<\/p>","protected":false},"author":24,"featured_media":34032,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-34013","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Plan de pensiones | Ginvest<\/title>\n<meta name=\"description\" content=\"Plan de pensiones orientado a la planificaci\u00f3n del ahorro a largo plazo, adaptado a distintos perfiles y objetivos financieros.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ginvest.es\/ca\/plan-de-pensiones-nuevo\/\" \/>\n<meta property=\"og:locale\" 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